Wednesday, April 13, 2005

This whole process is turning out to be very stress inducing.

So right now, I’m waiting on moves from three different people. Any one of these not going off without a major hitch will seriously affect our ability to make this move. One is the Health Dept, another is the owner of the mobile home and the last is the loan officer we’re working with to get a bit of money with which to get this party started.

The Health Department must come out and inspect the site, letting us know where the home can be placed and if the existing septic system can be used or if we have to have a new one installed. Cha ching. So obviously I’m hoping the one there can be used. To paraphrase Wayne Dyer, I’m surrounding myself with the conditions that will lead to the existing septic system to be used. Read, I’m trying to think positive but I’m not counting on it.

The owner of the home needs it to be moved as soon as possible and, oh yeah, would of course like for me to show her the money. I get that. I would feel the same way. We’ve talked about her taking a good sized down payment and letting us move it to the lot while still in her name. This sounds good and is okay with Mr. Health Department Guy as long as it’s not put on permanent foundations. The reason we can’t just pay for it and get it all over with is person number 3, Mr. Loan Guy.

Mr. Loan Guy is going to set us up with a bit of cash to complete everything (to finish paying for the home, to excavate the lot, to pay for set up, etc...). So far he’s telling me it’s all approved and ready to go, pending a few forms to fill out. But I’ve been on this spinning globe long enough to know that a “few forms to fill out” can still cause lots of problems.

So everything is depending on everything else. It feels much like a house of cards and one little move can make everything come crashing down around our ears. Of course if it all goes smoothly, we’re looking at a few months until moving day and being much closer to financial independence. Will just have to pay off this loan we’re getting and off we go. Our plan is to put this house up for sale closer to the time we’re ready to move out. Seriously, I just cannot keep it in show condition with all three kids running around. And it’s cluttered right now. And everything else is stressing me out! Have you been paying attention around here?!

So fingers crossed and all that.

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